Designed for investors seeking a purchase or cash-out refinance, with the flexibility to remain in the loan up to 30 years.

Key Features

  • No proof of income or employment.
  • No debt service ratio option available.
  • Based on property value and its revenue generating potential.
  • Available as an ARM or Fixed rate, amortized over 30 years.
  • Great for Foreign Investors, residing outside of the USA.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (i.e. Official, Rental, Warehouse, Self-Storage, Automotive).

Our Process

Loan Highlights

Available with No Pre-payment Penalty
No income verification
First time investors OK

Ready to Submit Your Deal?

Long-Term Financing FAQs

What is the minimum loan amount?


What is the minimum property value?

The minimum property value is $50K on a portfolio, blanket loan or $75K on a single property loan.

What type of documentation is required for the Long-Term Financing loan?

Besides the loan application, Lenders typically want to see copies of leases. We have some.

What is the minimum FICO for Long-Term Financing?

The primary borrower on the application must have a minimum middle score of 650.